Travel Insurance and Pregnancy

When you fall pregnant, it's natural to want visit your loved ones. Travel Insurance Direct wants to help you make that journey. We cover pregnant women while travelling under many circumstances up to 26 weeks, although we can't cover every woman at every stage of a pregnancy and at a certain point in pregnancy medical professionals will advise against long trips.

Pregnancy is covered as standard

Pregnancy, through 26 weeks gestation, provided it is a single, uncomplicated pregnancy which does not arise from services or treatment associated with an assisted reproductive program, including but not limited to in vitro fertilisation is covered under the standard plan.

Pregnancy is covered with an additional premium

Cover is available under a Pre-existing Medical Conditions Plan for trips ending on or before 26 weeks gestation if:

  1. You have a single uncomplicated pregnancy, which arises from services or treatment associated with an assisted reproduction program including but not limited to in vitro fertilisation.
  2. You have a multiple uncomplicated pregnancy, which does not arise from services or treatment associated with an assisted reproduction program including but not limited to in vitro fertilisation.

Pregnancy is not covered

There is no cover is available for:
  1. Pregnancy beyond 26 weeks gestation for a single pregnancy or beyond 19 weeks for a multiple pregnancy.
  2. a multiple pregnancy, which arises from services or treatment associated with an assisted reproduction program including but not limited to in vitro fertilisation.
  3. any pregnancy complications prior to your policy being issued. Complications are defined as "Any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.
  4. You are not yet pregnant, however, you are undergoing fertility treatment, now, or before your trip commences
  5. You have a multiple pregnancy with any past or current complications
  6. regular antenatal care
  7. childbirth at any gestation
  8. care of the newborn child

Please also read the PDS for General Exclusions & exclusions applicable to specific sections.

Travel Insurance Guide

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North America including Hawaii, South America, Central America, Middle East, Arctic & Antarctic Circles.
Europe and the African continent (North Africa, Southern Africa and Egypt)
United Kingdom and Asia (UK, Ireland, Asia, Japan and the Indian sub-continent).
Tonga, Samoa, Papua New Guinea, Tahiti, Christmas Island and Cocos (Keeling) Islands
New Zealand, Fiji, Norfolk Island and Bali
for travel within Australia only

Not sure which region to choose?

Covers you and your dependent children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.

Covers you and your travel partner named in the Certificate of Insurance and your dependent children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.

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If you are not a citizen of Australia or a permanent resident, click here

Select your travel region

Hints & Tips:

When making the region selection, choose the region where you will spend the majority of your trip and this will also cover you for all other areas you travel to.

For example, if you are spending 3 days in Singapore, 2 weeks in the UK and 4 weeks in Europe, select 'Europe' as your destination and you will be covered in Singapore and the UK also.

Travel Insurance Direct ® is a registered trademark of Travel Insurance Direct Pty Limited. Travel Insurance Direct ACN 121 659 470 AR 305589 is an Authorised Representative of Cerberus Special Risks Pty Ltd (Cerberus) ABN 81 115 932 173 AFS Licence No. 308461. This insurance is arranged and managed by Cerberus and underwritten by certain underwriters at Lloyd's. You should consider the Product Disclosure Statement before buying this product to ensure the product is right for you.