Travel Insurance when Skiing or Snowboarding

Can travel insurance cover skiing and snowboarding?

Arrived at the mountain ready to hit the slopes but there's no snow? While we can't guarantee the weather, amount of snow, or your skiing ability, our optional Snow sports cover is designed to help cover:

• Our 24/7 Emergency Assistance team is available to take your call and help from broken bones to sudden illness.
• Overseas medical expenses cover can help with with medical assistance, hospital care and evacuation and, in the worst case scenario, repatriation back home. 
• Ski lift passes: The costs of pre-paid ski lift passes or ski equipment hire or tuition fees when you're injured or become ill during your trip and can't ski. 
• Hire equipment when yours is lost, damaged or delayed: If your own equipment is lost or delayed in transit or damaged, our optional Snow sports cover may help cover the reasonable costs of hiring replacement equipment so you don't miss out on all the fun.
• If the weather closes the slopes: Yep, if the weather is so bad they close the slopes for more than 24 hours, you may be covered due to your inability to go skiing, although daily and maximum benefit limits and terms and conditions apply.
• Baggage: If your equipment is permanently lost, or irreparably damaged, you may also be able make a claim under the luggage and personal effects section.
• Cancellation due to illness: If you have to cancel or defer your ski tour holiday because you or a family member is medically certified unfit to travel, your non-refundable pre-paid travel costs for ski tours may also be covered.

There is no medical cover available on the Domestic Plan as Australian residents are able to access Medicare.  Benefit limits apply to all these sections and you should remember if you haven't added the Snow sports cover option when you purchase your travel insurance policy, then these benefits may not be covered.

Why should I consider travel insurance for skiing and snowboarding?

Every year, tens of thousands of us go overseas to hit the slopes in the colder parts of the world. From ski schools in Canada to the wide-open runs of France, Australians can be found on pistes all around the world. Zooming down an icy hill on planks is much riskier than lying by the pool in the sun all day.
Each ski season, we receive hundreds of claims about broken bones, torn ligaments and dislocations from skiing accidents overseas. Injuries sustained from snow sports can be serious and the cost of staying in hospital in some countries, such as America or Japan, can be sky-high. Travel insurance can help in these scenarios, getting you emergency medcial assistance, evacuated if needed and, in the worst case scenario, repatriated back home.  Cover varies between plans.  

What if my skiing and snowboarding trip is impacted by Coronavirus (COVID-19)

Cover for some coronavirus related events is available on all our plans, but the benefits and benefit limits vary. Learn more about the cover available here.

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