Travel Insurance for Seniors

More and more Australian seniors are travelling and, like everyone else, they need the best travel insurance they can find. Whether you’re an experienced international traveller or you’ve been waiting all your life for the journey of a lifetime, you want your travels to be as safe and enjoyable as possible.

Travel Insurance Direct can help by providing seniors the peace of mind that comes with reliable travel insurance. We have policies that cover the things seniors need without the things they don’t, all at the best possible prices.

The main reason that seniors, and most other people, want travel insurance is that health problems overseas are not only more likely, but can be extremely expensive.

Our health is often more at risk when we travel, especially in less developed countries with poor quality drinking water and unfamiliar foods. Overseas climates can be quite different too, especially if you’re travelling to the northern hemisphere and going from summer to winter or vice versa.

A handful of countries have reciprocal arrangements with Australia. This means travelling Australian seniors get limited, free health care in return for their citizens getting access to Medicare in Australia. But for travel to most countries, health care costs definitely won’t be covered without travel insurance. This means that if anything goes wrong on your travels and you need health care – a doctor, a dentist, an ambulance or even hospital – you’ll have to pay out of your own pocket.

Some countries are much more expensive than others. The USA, Canada and Japan are perhaps the worst. Did you know that it can cost $10,000 a day to be in hospital in the USA without travel insurance?

Many seniors ask us how pre-existing medical conditions will affect their travel insurance premium. Well, we like to know what risks we are exposed to and we will generally ask that you fill in a form telling us about any health conditions you’re already aware of. This doesn’t mean you won’t get travel insurance – it just means you may have to pay a little extra.

Travel Insurance Direct’s standard policies cater for people up to the age of 49. However, we also offer seniors of up to 81 years of age competitive prices on comprehensive travel insurance.

Most seniors have health insurance when they’re at home so of course it makes even more sense to have it when they’re away as part of their travel insurance. Regardless of how healthy and fit you are, you can't afford not to have travel insurance.

Of course, it’s not just the health of seniors that is covered by travel insurance from Travel Insurance Direct. You will also be covered for flight cancellations, theft, loss of belongings and personal liability – amongst many other benefits.

You may be wondering why the seniors travel insurance we offer is so cheap compared to the policies the travel agents offer. Travel agents put a lot of effort into trying to sell you travel insurance, because they make a lot of their money from it! When you’ve just forked out thousands of dollars from your savings for tickets, hotels, car hire and everything else, a few hundred more for travel insurance may not feel like much. That’s what they want you to think!

Seniors travel insurance from Travel Insurance Direct is much cheaper and just as secure. We’re an on-line company with no big fancy offices and huge advertising campaigns to pay for, so we work with much lower overheads and we pass those savings on to you.