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Your policy benefits
View the complete Product Disclosure Statement
(PDF)
| Benefit | Single | Family |
|---|---|---|
| Medical Expenses Incurred Overseas
Medical, emergency dental, hospital and ambulance costs and when agreed by us, medical evacuation home or to the nearest appropriate medical facility. Includes funeral and repatriation of mortal remains. We will also pay the cost of emergency dental treatment up to a maximum amount of $500 per person per trip.
|
Unlimited | Unlimited |
| Cancellation Costs
Financial loss due to unforeseen cancellation of pre-paid travel and accommodation arrangements. Includes conference/course fees not refunded as well as travel agency cancellation fees charged.
|
Unlimited | Unlimited |
| Additional Expenses / Medical Evacuation
Expenses you incur due to you not being able to continue your travel due to the injury or illness of you or one of your travelling companions. Also expenses you incur if your transport is delayed due to severe weather or accident.
|
Unlimited | Unlimited |
| Luggage and Personal Effects
Accidental loss, damage or theft of your possessions. Includes emergency expenses if your luggage is delayed and losses due to fraudulent use of lost or stolen credit cards, travellers cheques.
|
$12,000 | $24,000 |
| Rental Vehicle Insurance Excess
Cover for the rental vehicle excess if you have an accident or your vehicle is stolen.
|
$4,000 | $4,000 |
| Return of Rental Vehicle
Costs to return a rental vehicle if you are unfit to do so.
|
$1,000 | $1,000 |
| Out of Pocket Expenses
Cash payments if you are hospitalised.
|
$6,000 | $12,000 |
| Personal Liability
Protection for you being legally liable for injuring other people or causing damage to their property, including legal defence costs.
|
$2,500,000 | $2,500,000 |
| Accidental Death
Payment to your estate for accidental death.
|
$25,000 | $50,000 |
| Total Permanent Disability
Cover if you suffer an injury resulting in your permanent total loss of sight in one or both eyes or the permanent total loss of use of one or more limbs.
|
$12,500 | $25,000 |
| Loss of Income
If you cannot attend to your usual full-time occupation, or business, when you return to Australia as a result of suffering an injury during the trip.
|
$10,000 | $20,000 |
| Travel Delay
Meals and accommodation expenses due to transport delay.
|
$2,000 | $4,000 |
| Resumption of Trip
Transport costs to resume your travel if you had to return to Australia due to the hospitalisation of a relative.
|
$3,000 | $6,000 |
| Hijacking
Loss of pre-paid travel if you decide to end your travel following a hijacking incident.
|
$2,000 | $4,000 |
| Snow Skiing Piste Closure
Cover for when the skiing facilities at the resort you have pre-booked before your Trip commences and that you are staying in, are totally closed due to adverse snow conditions.
|
$1,000 | $2,000 |
| Bad Weather and Avalanche Closure
Cover for extra travel and accommodation expenses if your return journey is delayed due to an avalanche or bad weather.
|
$1,500 | $3,000 |
| Snow Skiing Benefits
Cover for loss of prepaid lift passes, hire expenses and tuition fees if you cannot ski due to Sudden Illness or Serious Injury.
|
$1,000 | $2,000 |
| Hire of Replacement Snow Skiing Equipment
Cover for hiring alternative ski equipment if yours is lost, stolen or damaged, or delayed or misdirected by your airline.
|
$1,500 | $3,000 |
| Hired Snow Skiing Equipment
Cover extends to the loss, theft of or damage to hired ski equipment.
|
$2,000 | $4,000 |
| Return Airfare
If the major part of your travel has been interrupted by you being hospitalised and you need to be escorted home, reimbursement of your return airfare.
|
$6,000 | $12,000 |
| Trip Disruption
Additional transport and accommodation expenses if disaster strikes your home whilst you are away.
|
$2,000 | $4,000 |
| Special Events
If your travel is interrupted and you will not get to a specified event in time, reasonable additional cost of using alternative public transport to arrive at the destination on time.
|
$2,000 | $4,000 |
| Withdrawal of Services
Additional costs you incur if the accommodation you are staying at is affected by industrial action or extended water and electricity supply failures.
|
$500 | $500 |
| Domestic Services
Reasonable costs of domestic services if you are unable to perform domestic duties following an injury during your trip.
|
$500 | $500 |
| Domestic Pets
Additional boarding fees if you are delayed from returning home due to something happening to you that is covered by this insurance, including veterinary fees if your pet is injured whilst you are away.
|
$500 | $500 |
Contact Us
Contact us with any questions using the form below:
Travel Insurance Direct ® is a registered trademark of Travel Insurance Direct Pty Limited. Travel Insurance Direct ACN 121 659 470 AR 305589 is an Authorised Representative of Cerberus Special Risks Pty Ltd (Cerberus) ABN 81 115 932 173 AFS Licence No. 308461. This insurance is arranged and managed by Cerberus and underwritten by certain underwriters at Lloyd's. You should consider the Product Disclosure Statement before buying this product to ensure the product is right for you.