Business travel insurance

These are the prices & benefits for Business travel insurance. We have different prices and benefits for Annual Frequent travel, Holiday Travel, and a policy that covers travel in Australia only.

What does it cost?

Click on the duration to get the relevant price list

5 days - 7 Weeks

For Single

  Worldwide Europe UK & Asia Pacific South Pacific
5 days $73 $64 $56 $54 $53
1 Week $96 $84 $73 $61 $57
2 Weeks $139 $116 $96 $74 $70
3 Weeks $167 $139 $116 $90 $84
4 Weeks $197 $164 $134 $101 $99
5 Weeks $237 $196 $161 $121 $117
6 Weeks $283 $244 $201 $160 $153
7 Weeks $310 $267 $229 $174 $169

For Family

  Worldwide Europe UK & Asia Pacific South Pacific
5 days $146 $129 $111 $109 $106
1 Week $191 $169 $146 $123 $114
2 Weeks $277 $231 $191 $149 $140
3 Weeks $334 $277 $231 $180 $169
4 Weeks $394 $329 $269 $203 $197
5 Weeks $474 $391 $323 $243 $234
6 Weeks $566 $489 $403 $320 $306
7 Weeks $620 $534 $457 $349 $337

8 Weeks - 5 Months

For Single

  Worldwide Europe UK & Asia Pacific South Pacific
8 Weeks $354 $296 $244 $193 $184
9 Weeks $373 $313 $266 $211 $206
10 Weeks $409 $340 $291 $227 $216
11 Weeks $450 $351 $321 $249 $240
12 Weeks $457 $359 $329 $266 $256
13 Weeks $461 $363 $331 $276 $263
4 Months $557 $437 $401 $314 $300
5 Months $647 $507 $461 $364 $349

For Family

  Worldwide Europe UK & Asia Pacific South Pacific
8 Weeks $709 $591 $489 $386 $369
9 Weeks $746 $626 $531 $423 $411
10 Weeks $817 $680 $583 $454 $431
11 Weeks $900 $703 $643 $497 $480
12 Weeks $914 $717 $657 $531 $511
13 Weeks $923 $726 $663 $551 $526
4 Months $1,114 $874 $803 $629 $600
5 Months $1,294 $1,014 $923 $729 $697

6 Months - 12 Months

For Single

  Worldwide Europe UK & Asia Pacific South Pacific
6 Months $744 $583 $530 $404 $401
7 Months $846 $661 $606 $480 $457
8 Months $931 $727 $667 $529 $506
9 Months $1,026 $801 $733 $581 $551
10 Months $1,113 $871 $786 $627 $599
11 Months $1,200 $939 $847 $680 $647
12 Months $1,267 $993 $894 $720 $687

For Family

  Worldwide Europe UK & Asia Pacific South Pacific
6 Months $1,489 $1,166 $1,060 $809 $803
7 Months $1,691 $1,323 $1,211 $960 $914
8 Months $1,863 $1,454 $1,334 $1,057 $1,011
9 Months $2,051 $1,603 $1,466 $1,163 $1,103
10 Months $2,226 $1,743 $1,571 $1,254 $1,197
11 Months $2,400 $1,877 $1,694 $1,360 $1,294
12 Months $2,534 $1,986 $1,789 $1,440 $1,374

Your policy benefits

View the complete Combined Financial Services Guide and Product Disclosure Statement (including Policy Wording)     HTML Policy Wording  (HTML)     PDF Policy Wording  (PDF)

Benefit Single Family
Medical Expenses Incurred Overseas
Medical, emergency dental, hospital and ambulance costs and when agreed by us, medical evacuation home or to the nearest appropriate medical facility. Includes funeral and repatriation of mortal remains. We will also pay the cost of emergency dental treatment up to a maximum amount of $500 per person per trip.
Unlimited Unlimited
Cancellation Costs
Financial loss due to unforeseen cancellation of pre-paid travel and accommodation arrangements. Includes conference/course fees not refunded as well as travel agency cancellation fees charged.
Unlimited Unlimited
Additional Expenses
Expenses you incur due to you not being able to continue your travel due to the injury or illness of you or one of your travelling companions. Also expenses you incur if your transport is delayed due to severe weather or accident.
Unlimited Unlimited
Loss of Income
If you cannot return to your usual full-time employment when your travel is completed due to an accidental injury suffered whilst you were away.
$10,000 $20,000
Out of Pocket Expenses
Cash payments if you are hospitalised.
$6,000 $12,000
Travel Delay
Meals and accommodation expenses due to transport delay.
$2,000 $4,000
Return Airfare
If the major part of your travel has been interrupted by you being hospitalised and you need to be escorted home, reimbursement of your return airfare.
$6,000 $12,000
Resumption of Trip
Transport costs to resume your travel if you had to return to Australia due to the hospitalisation of a relative.
$3,000 $6,000
Special Events
If your travel is interrupted and you will not get to a specified event in time, reasonable additional cost of using alternative public transport to arrive at the destination on time.
$2,000 $4,000
Rental Vehicle Insurance Excess
Cover for the rental vehicle excess if you have an accident or your vehicle is stolen.
$4,000 $4,000
Return of Rental Vehicle
Costs to return a rental vehicle if you are unfit to do so.
$1,000 $1,000
Domestic Pets
Additional boarding fees if you are delayed from returning home due to something happening to you that is covered by this insurance, including veterinary fees if your pet is injured whilst you are away.
$500 $500
Trip Disruption
Additional transport and accommodation expenses if disaster strikes your home whilst you are away.
$2,000 $4,000
Hijacking
Loss of pre-paid travel if you decide to end your travel following a hijacking incident.
$2,000 $4,000
Alternative Staff
If you are travelling on business and due to injury or illness you cannot complete your business commitments, costs to replace you with an alternative employee.
$1,500 $3,000
Withdrawal of Services
Additional costs you incur if the accommodation you are staying at is affected by industrial action or extended water and electricity supply failures.
$500 $500
Snow Skiing Piste Closure
Cover for when the skiing facilities at the resort you have pre-booked before your Trip commences and that you are staying in, are totally closed due to adverse snow conditions.
$500 $1,000
Snow Skiing and/or Golfing Benefits
Cover for loss, theft or damage to ski equipment, including whilst you are using them, plus hire costs of replacement equipment. Cover extends to the misdirection of your ski equipment and if the resort you are staying at is closed, payment for alternative activities. Includes loss of prepaid lift passes, hire expenses and tuition fees if you cannot ski due to Sudden Illness or Serious Injury.
$200 $400
Snow Skiing and/or Golfing Equipment Replacement
Cover for loss, theft or damage of golfing equipment, including whilst you are using them, plus hire costs of replacement equipment. Cover extends to the misdirection of your golf equipment. Includes loss of prepaid green fees, hire expenses and tuition fees if you cannot play golf due to Sudden Illness or Serious Injury.
$200 $400
Domestic Services
Reasonable costs of domestice services if you are unable to perform domestic duties following an injury during your trip.
$500 $500
Accidental Death
Payment to your estate for accidental death.
$25,000 $50,000
Personal Liability
Protection for you being legally liable for injuring other people or causing damage to their property, including legal defence costs.
$2,500,000 $2,500,000
Luggage and Personal Effects
Accidental loss, damage or theft of your possessions. Includes emergency expenses if your luggage is delayed and losses due to fraudulent use of lost or stolen credit cards, travellers cheques.
$12,000 $24,000
Total Permanent Disability
Cover if you suffer an injury resulting in your permanent total loss of sight in one or both eyes or the permanent total loss of use of one or more limbs.
$12,500 $25,000
Business Equipment
Additional cover for your laptop, mobile phone, palm top and other business equipment including hiring replacement items.
$5,000 $5,000
Hire Business Equipment
Additional cover for your laptop, mobile phone, palm top and other business equipment including hiring replacement items.
$1,000 $1,000
Re-create Business Documents
Covers costs to recreate business documents and presentations lost or damaged during your travel.
$1,000 $1,000